Looking for a promising investment opportunity that combines attractive returns with a luxurious European lifestyle? Real estate investment in Greece 2025 is emerging as one of the top choices in Europe, especially for investors seeking to diversify their portfolios and gain long-term capital appreciation.
As a long-standing member of the European Union and the Schengen Area for over 30 years, Greece offers investors and residents full freedom of movement and access to limitless opportunities. With the ongoing recovery of the Greek economy, the appeal of the property market continues to grow, driven by the Greece golden visa real estate program, which attracts investors from around the world and grants them full European residency benefits in exchange for a well-planned real estate investment.
Why real estate investment in Greece 2025 Is Attracting Global Investors
Investing in Greek real estate in 2025 is backed by several compelling reasons that position the Greek market as a strategic choice for international investors.
Golden Visa in Greece
One of the strongest motivators is the Golden Visa Greece property program. By meeting the real estate investment threshold, foreign investors and their families can obtain European residency, unlocking the freedom of movement within the Schengen Zone.
This is where Reach becomes your trusted investment partner. From identifying eligible properties to handling all legal procedures with precision and expertise, we help turn this opportunity into a high-potential venture, offering greater returns with less hassle for those ready to invest in Greek real estate with confidence.
Expected Greece property investment returns
Projections indicate that returns from real estate investment in Greece average between 4.5%–6.5% annually for short-term rentals, and can exceed 8% in high-demand tourist locations.
In addition, the Greece housing market 2025 is witnessing a property value increase in Greece estimated between 5%–8%, offering investors a strong opportunity for long-term capital gains.
Reach provides fully integrated investment solutions in Greece, offering carefully selected properties that qualify for the golden visa Greece property, located in strategic areas with high return real estate Greece potential. Book your free consultation now and take your first step toward European residency.
What Are the Best Areas for Real Estate Investment in Greece?
The best places to invest in Greece 2025 vary depending on investor goals. Here’s a breakdown:
- Athens offers strong opportunities in both residential and commercial sectors, fueled by growing tourism and economic activity.
- Greek islands like Mykonos, Santorini, Crete, and Halkidiki remain prime destinations for holiday home investment in Greece and short-term rental in Greece, known for delivering high-return real estate in Greece with consistent tourist demand.
- Cities like Thessaloniki and Patras also present strong potential for long-term investment due to their emerging infrastructure and development trends.
Market analysis shows that property demand in Halkidiki and other high-tourism or economically growing areas is driving the current surge in the North Greece property market. Whether it’s the islands or major cities, these zones are seeing the most activity in the Greece housing market in 2025.
How to Invest in Real Estate in Greece?
Investing in Greek real estate is a strategic move that requires deep market insight. Whether you’re looking for a residential asset like apartments or villas for sale in Halkidiki, or even a commercial property, the key to success lies in proper planning and understanding the legal framework for buying property in Greece.
Steps to Buying Property in Greece for Foreigners
The process of buying property in Halkidiki or elsewhere in Greece is straightforward. Foreigners face no restrictions in most areas. The steps begin with obtaining a Greek tax number, appointing a local lawyer to handle legal procedures, and representing you when needed. Once the right property is selected and the funds are transferred via a Greek bank account, the contract is signed before a notary and the ownership is officially registered.
If your goal is residency, you can apply for the Golden Visa Greece property program immediately after the purchase, unlocking freedom of movement and living across Europe.
This is where Reach brings real value. With deep experience in the property market in Halkidiki and across Greece, our team doesn’t just help you find the right property; we provide full end-to-end support in processing your Greece golden visa real estate application, from document preparation to legal coordination, until your residency is in hand.
Best Time to Invest in Real Estate in Greece
Now is an ideal time for real estate investment in Greece, thanks to a recovering market and competitive pricing. According to data from the Bank of Greece, 2025 shows promising signs of continued property value increase in Greece. In the first quarter of 2025, residential apartment prices across Greece increased by 6.8% year-over-year, with new apartments rising by 8.0%, and Thessaloniki showing a standout increase of 10.0%.
These indicators confirm that the market is still on an upward trajectory, but with more balanced growth. This creates a prime opportunity to enter the market before the next wave of price hikes, especially in high-potential areas, most notably Halkidiki real estate trends along the coastline.
Property Taxes in Greece
Here’s a detailed overview of real estate taxes and costs in Greece, whether you’re considering buying property in Halkidiki or investing elsewhere in the country:
One-Off Costs at Purchase:
- Property Transfer Tax (3.09%): A one-time payment calculated on the higher of the market or contract value, including additional costs like land registry and notary fees.
- VAT on New Properties (24%): Applies instead of the transfer tax for new builds—but it’s currently suspended until the end of 2025. This makes new off-plan properties in Greece more attractive for buyers.
Recurring Annual Costs:
- ENFIA (Unified Property Tax): Charged annually. An additional tax applies to total property holdings over €250,000—but this surcharge is also suspended until end of 2025.
- Municipal Fees: Small charges collected via electricity bills, varying by area.
- Maintenance Fees: Applicable in apartments or residential complexes for shared services.
Rental Income Tax:
If you’re investing for rental income in Halkidiki or elsewhere, here’s the applicable tax scale:
- 15% on income up to €12,000
- 35% on income between €12,001 and €35,000
- 45% on income above €35,000
Capital Gains Tax:
- 15% on net profit from selling property, but this tax is suspended until December 31, 2026—meaning individuals are temporarily exempt from paying it when selling their properties.
Real Estate Investment Tips in Greece
Here are key tips for anyone considering investing in Greek real estate:
- Location is everything: Focus on high-potential areas like Athens, Thessaloniki, and especially Halkidiki, known for its growing demand and seaside lifestyle.
- Understand local laws and taxes: Know the ins and outs of property transfer tax and annual property tax (ENFIA).
- Leverage the golden visa: The golden visa Greece property program offers a direct path to European residency through real estate.
- Choose based on your goals: New builds offer long-term growth; older properties may offer better entry prices and quicker rental returns.
- Work with a trusted local lawyer: Ensure legal safety and smooth registration throughout the buying property in Greece process.
Frequently Asked Questions
Is real estate investment in Greece worth it in 2025?
Yes, with a recovering market and access to the golden visa Greece property program, 2025 is an excellent time for Greece property investment 2025.
What are the requirements for buying property in Greece as a foreigner?
The process is relatively simple: obtain a Greek tax number, open a local bank account, and follow legal procedures—ideally with a trusted lawyer for a safe buying property in Greece experience.
What is the best type of investment in Greece?
It depends on your goals, but holiday home investment in Greece, especially tourist properties in the islands or high-yield city apartments, offers strong potential.
Does buying property in Greece grant residency?
Yes, purchasing a property worth at least €250,000 (or €500,000 in certain zones like Athens or Thessaloniki) qualifies you for the Greece golden visa real estate program.
Can foreigners buy property in Greece?
Yes, there are no restrictions on foreign ownership—making it easy to invest in Greek real estate.
Can I buy property in Greece without having residency?
Yes, you can purchase property without residency. Residency comes later if you meet the criteria for the Golden Visa Greece property program.
What is the minimum investment required for residency in Greece?
€250,000 in most areas, or €500,000 in premium locations like central Athens, Thessaloniki, and key islands.
How long does it take to obtain residency after buying property?
The Greece golden visa process takes about 3 months after you submit the application and finalize the purchase.
Can I buy property under a company name in Greece?
Yes, buying under a company is allowed, though additional legal requirements and conditions may apply.
Are rental returns taxed in Greece?
Yes. If you’re earning rental income in Halkidiki or elsewhere, the income is taxed as follows:
- 15% on income up to €12,000
- 35% on the next €23,000
- 45% on income above €35,000
