Can Foreigners Buy Property in Dubai? A comprehensive guide

Many wonder whether foreigners can own property in Dubai. The answer is yes, foreigners are permitted to buy real estate in Dubai, subject to specific conditions and regulations detailed below.

Law No. 7 of 2006 governs foreign ownership of real estate in Dubai, with the approval of the Ruler. Under this law, non-UAE nationals may acquire freehold ownership, usufruct (use rights), or leasehold interests of up to 99 years, but only within designated areas.

The Dubai Land Department (DLD) is responsible for registering all property transactions, issuing title deeds, and providing e-services to verify ownership and streamline procedures.

Once registration is complete, the Real Estate Regulatory Agency (RERA), the regulatory arm of the DLD, oversees brokers and developers to ensure transparency, protect all parties’ rights, issue professional licenses, and enforce ethical and professional standards.

Types of Ownership Available to Foreigners

Dubai’s legal framework offers several forms of foreign ownership, of which freehold is the most popular and attractive:

  • Freehold ownership in designated zones, granting an absolute, time-unlimited title.
  • Usufruct rights or long-term leases (up to 99 years) in specified areas as defined by the DLD.

Reach offers a selection of Dubai properties where you can acquire a freehold title through your real estate investment.

What are the steps for foreigners to own real estate in Dubai?

The process of purchasing property in Dubai includes a series of basic steps that ensure foreigners can own real estate in Dubai legally and safely, namely:

  • Search for the appropriate property.
  • Engage a licensed real estate agent to manage all purchase steps and provide professional guidance.
  • Negotiate with the seller on the final price, payment terms, and agree on the payment schedule.
  • Sign the official Sales & Purchase Agreement in the presence of the relevant government authorities to ensure legal documentation.
  • Pay the amounts due to the seller according to the agreed contract terms.
  • Register the Sales & Purchase Agreement in the Land Department’s real estate registry to obtain the official title deed.

What taxes are imposed when foreigners own real estate in Dubai?

 There are no annual property taxes in Dubai; however, foreigners pay modest one-off fees when purchasing property. You can review the full details in our dedicated article on property taxes in Dubai.

Can foreigners obtain a residence visa when purchasing property in Dubai?

Yes. Foreigners who invest in real estate with a value of AED 2 million or more are eligible for a 10-year “Golden Residency” visa. Those who invest in property worth at least AED 1 million can obtain a 5-year residency visa.

Additionally, investors who purchase real estate valued at AED 750,000 or above qualify for a 2-year Real Estate Investor visa.

Dubai continues to strengthen its reputation as a top global investment destination. Understanding the legal framework and following the approved procedures for foreign property ownership in Dubai is key to a successful investment. The Reach team is here to provide you with a free consultation on Dubai’s real estate regulations. Book your complimentary session today.

Frequently Asked Questions

Can a non-citizen buy property in Dubai?

Yes, foreigners can purchase real estate in Dubai under various conditions and regulations.

What are the rules for buying property in Dubai?

There are multiple laws and regulatory frameworks governing property in Dubai, particularly concerning foreign ownership. You can learn more about these regulations here.